Toll Free No- 18002122425 :: Mail- Grievance@balageriabank.com
We are the leading Central Co-operative Bank in eastern India to be on-boarded with Bharat Bill Payment System (BBPS) We are the 1st Central Co-operative Bank in West Bengal to be live with all four Credit Information Companies viz. 1.TransUnion CIBIL Limited, 2.EQUIFAX Credit Information Services Pvt. Ltd., 3. Experian Credit Information Co. 4. CRIF High Mark Credit Information Services We are the 1st Central Co-operative Bank in West Bengal to be on-boarded with the National Portal We have successfully on-boarded with i-OSMS v2 (Grant-in-aid Teacher's Portal), School Education Department, Government of West Bengal
We are the leading Central Co-operative Bank in eastern India to be on-boarded with Bharat Bill Payment System (BBPS) We are the 1st Central Co-operative Bank in West Bengal to be live with all four Credit Information Companies viz. 1.TransUnion CIBIL Limited, 2.EQUIFAX Credit Information Services Pvt. Ltd., 3. Experian Credit Information Co. 4. CRIF High Mark Credit Information Services We are the 1st Central Co-operative Bank in West Bengal to be on-boarded with the National Portal We have successfully on-boarded with i-OSMS v2 (Grant-in-aid Teacher's Portal), School Education Department, Government of West Bengal
Revised rate of interest of diversified loan products
Sl. No.Type of Loan Existing RateRevised Rate
 Bank to Coop. Socs.Bank to Individual/Primary Coop. Socs to Individual membersBank to Coop. Socs.Bank to Individual/Primary Coop. Socs to Individual members
1Farm Loan     
 ST SAO(KCC) Loan 5%7%5%7%
 FFDA/BFDA/FM/MI/Betelvine/ Other agril allied 11.25%11.50%10.25%10.50%
 Marine Fishery Trawler 
 Animal Husbandry etc. 
2Non-Farm Loan     
 SRTO/Transport(GI.)/Machinary (Hypothication) / Business / ISB/SSI (MT) / Long Term Non-Farm ISB/SSI/OthersUpto 5 lac11.00%11.25%10.00%11.00%
 Above 5 lac to 10 lac11.25%11.50%10.25%11.25%
 Above 10 lac to 25 lac12.00%12.25%10.75%11.50%
 Above 25 lac12.25%12.50%11.25%11.75%
3Personal Loan     
 i) Salary Earner(General) / MTSS to ECCS etc. (Salary A/C with other Bank) *(1)   11.00%11.50%
 ii) Salary Earner /  MTSS to ECCS etc.(Salary A/C with our Bank)   10.75%11.25%
 iii) Consumer durable *(2) 13.50%14.00%11.50%12.50%
4Land Purchase (Newly) *(3)     
 Salary Earner (Salary A/C with our Bank) New:-9.50%
 Land Purchase (General) 9.50%10.00%
       
5AHouse Building Loan (ECCS) [Residential only] *(5)     
 1 year to 10 years 8.75% 8.15% 
 Above 10 years to  15 years 9.00%8.25%
 More than 15 years 9.25%9.25%
5BHouse Building Loan (General) [Residential only] [Only for Indv.]   Salary with other Bank / without salaried personSalary with our Bank
 Upto 5 years  9.50%8.50%8.15%
 Above 5 yrs. to 10 yrs.  9.75%8.75%8.25%
 Above 10 yrs. to 15 yrs.  10.25%9.00%8.65%
 Above 15 yrs. to 20 yrs.  10.50%10.00%9.65%
5CHouse Building Loan (Renovation / Renewal) (Newly) [Only for Indv.] *(4)   Salary with other Bank / without salaried personSalary with our Bank
 Upto 5 years   9.50%9.00%
 Above 5 yrs. to 10 yrs.   9.75%9.25%
 Above 10 yrs. to 15 yrs.   10.00%9.75%
 Above 15 yrs. to 20 yrs.   10.25%10.00%
6Govt. Sponsored Loan (MSME)     
 i)  SVSKP (Erstwhile BSKP)  12.00% 11.00%
 ii) PMEGP  14.00%12.50%
 iii) Karma Sathi Prakalpa   11.00%
 iv) West Bengal Student Credit Card Scheme *(5)    8.15% (at present) (Simple)
7Cash Credit & Overdraft     
 Cash Credit & Overdraft (General) 12.25%12.50%10.75%11.25%
8ASELF HELP GROUP / Micro Credit Facility     
 SHG 9.00%11.00%9.00%11.00%
8BJLG  13.00% 12.50%
9(Short Term) Gold Loan  10.50% 10.25%
10Loan against NSC/KVP/LICI policy & Spl. Cash Credit 9.00%10.00%9.00%10.00%